Sponsor reserves the right at its sole discretion to disqualify and prohibit any Entrant from participating in the Sweepstakes or winning a prize who Sponsor suspects, in the sole discretion, of attempting to undermine the legitimate operation of the Contest by cheating, hacking, deception, or other unfair playing practices (including the use of automatic quick entry programs) or intending to annoy, abuse or threaten or harass any of the Sponsors representatives or otherwise failing to comply with these Rules. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. How do I cancel Petplan online? Average Price: To give you an idea of Embrace's monthly costs, we collected samples quotes . You can cancel pet insurance at any time. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Your pets age. IN ADDITION, SPOT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THE OFFERINGS IS ACCURATE, COMPLETE OR CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSE CONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE OFFERINGS. Pre-existing conditions are not covered. We will also need to update the billing portion of the policy to include the new customers preferred payment method prior to processing the policy transfer. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. For all terms and conditions visit spotpetins.com/sample-policy. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. This sweepstakes begins on January 5, 2023 and closes at 11:59 p.m. EST on January 9, 2023 (The Sweepstakes Period). Table of Contents Meow Lemonade ranks No. Please have your PIN ready when calling. For dogs, customers can select either a $10,000, $20,000 or Unlimited annual limit. Please enter your pin on your phone dial-pad. The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. Not be an employee of Spot Pet Insurance, Employees of Spot Pet Insurance its parent, subsidiary, and affiliated companies, advertising, and promotion agencies, website providers or other parties involved in any aspect with the creation, production, operation, execution, and fulfillment of the Sweepstakes and the immediate family members (parents, siblings, children, and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. A confirmation page will be displayed. Find more information on preventative care coverage here. Your payments are processed automatically using the payment method and frequency we have on file. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. The winning Entrants are responsible for the reporting and payment of all federal, state and local taxes incurred by the acceptance of the prize. ManyPets offers some of the cheapest pet insurance around, costing $35.89 . Additionally, your premium will be affected by your pets age each year, as the risk for more costly claims grows higher. Find more information on preventative care coverage here. "Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. You can cancel your pet insurance at any time, yet there may be fees involved. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans Spot 24/7 VetAccess Tele-health. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Licensed Insurance Producer - Pawlicy Advisor. It offers three annual coverage options of $250, $450 or $650 for costs between $18 and $52 per month. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Meanwhile, the average annual pet-insurance premium in 2017 was $516, while the average annual vet bill per pet the same year was $92. ASPCA Pet Insurance: Best for Waiting Periods. Phone support is available Monday - Friday, 24h CST. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. You must contact Spot directly to cancel your plan. SPOT makes no representation or warranty regarding the Third-Party Products. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@SPOTpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. 4. Your premium will not increase due to filing a claim. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. How Do I File Claims with Spot? You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. Spot offers coverages for cats and dogs for either accident-only policies or accident and illness policies. The pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying the best pet insurance easier. Once you have a pet insurance policy, your dog or cat will be covered for life. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with or used in the Sweepstakes or by any technical or human error that might occur in the processing of Sweepstakes Entries. Kari Steere is a licensed P&C insurance agent in all 50 states and has focused entirely on pet insurance since 2019. Compare Pet Insurance Companies If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. NOTICE TO VIRGINIA APPLICANTS:It is a crime to knowingly provide false incomplete or misleading information to an insurance company for the purpose of defrauding the company. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. Base level plans provided by Spot do not cover routine teeth cleanings. Penalties include imprisonment and/or fines. Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. In addition to offering five deductibles and three reimbursement percentages, Spot provides six annual limit options of $2,500, $4,000, $5,000, $7,000, $10,000, and unlimited. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. Annual Maximum: $10,000, $20,000 or unlimited. The section headings appearing in these Terms have been inserted for the purpose of convenience and ready reference. Each submission of an Entry Form shall constitute an entry (Entry). Many owners without pet insurance are faced with the decision to pay for expensive vet treatment and seriously damage their family budget or end their pets life. No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. Your own price will vary, so it's worth shopping around. Consumer Rating is a Fetch by The Dodo Partner. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. Simply head to our online cancellation form and fill in your details. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. Click the Claims icon and follow the simple instructions. 1 Go to any vet Visit any vet, specialist or emergency clinic you'd like and pay your bill there. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. All pet insurance policies come with . You can read our Privacy Policy to see how we will use your information. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. Pop culture evangelist. For a full list of terms and conditions, click here to view a sample policy. These notes are kept by your veterinarian and are not typically sent home with you. Barney's pet health insurance Policy. Consumer Rating is a Fetch by The Dodo Partner. For cats, they can choose either a $7,000, $15,000, or Unlimited annual limit. 3.1 No Medical Advice Provided. Dont forget to take a picture of your invoice and upload it to complete the claim submission. Subscribe Yes. You will need to provide your policy number and the date you would like the cancellation to take effect. You do not need to be a policyholder, purchaser, or quoter to participate. By doing this, you will lower your monthly premiums, while making sure your pet is still protected and you will be able to pay for unexpected medical bills. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. 70%, 80% or 90%. Learn more about our independently owned & operated AAHA-accredited vet clinics in select PetSmart stores. By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winners name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. HOW DO I WIN? If youre considering canceling your policy, you should be aware that there are certain risks to take into consideration. Furthermore, SPOT without compensation to you, is free to use, not use, edit, adapt, modify, or discontinue the use of any ideas, concepts, know-how, or techniques contained in any communication or material you transmit to SPOT, or post to the Site, for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. Unless resolved by mutual efforts of the parties hereto, disputes or claims that may arise out of or in connection with this Agreement and for which either party shall seek equitable relief, all differences, disputes or claims arising in connection with this Agreement or any transaction or occurrence contemplated hereby shall be finally settled under the Commercial Rules of the American Arbitration Association in Palm Beach County, Florida, by one or more arbitrators appointed in accordance with such Rules (and the arbitrator shall be obligated to provide a reasoned opinion). How do I cancel my petplan account? Do Plans Provided by Spot Have a Money-back Guarantee? If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. To appeal your claim simply email your request and supporting documentation to service@customer.spotpetins.com. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! Theres no Open Enrollment period, you can buy and drop pet insurance at any time. The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SPOT MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES ON OR ACCESSED VIA THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON- INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. Partial refund. Prizes cannot be assigned, transferred, exchanged or otherwise redeemed. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others give you multiple options. Accident & Illness coverage reimbursements are based on the invoice. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600. 2023 Pawlicy Advisor Inc, All Rights Reserved. Penalties may include imprisonment, fines, or denial of insurance benefits. 303 Banyan Blvd, Suite 101. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. Picture of pet, entrants full name, email, and address must be sent to Spot Pet Insurance 990 Biscayne Blvd. SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. A few companies offer additional coverage for routine vaccinations and other routine care such as dental cleanings for an added fee. What Happens to My Pet Insurance if I Move? Compensation will be paid to the producer, based on the insurance contract the producer sells. The Customer Service team will need to assist in updating your policy for your new state. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Compensation will be paid to the producer, based on the insurance contract the producer sells. Pet Insurance plans provided by Spot do not cover pre-existing conditions. Intellectual Property; 4. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Pumpkin has a single insurance plan that applies for both dogs and cats. Please consult a qualified veterinarian or other medical professional regarding any medical concerns or issues.3.2 No Legal Advice Provided. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. Plans provided by Spot dont have an upper age limit for new enrollments or coverage. Sponsor reserves the right to cancel the Sweepstakes at any time. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. Get helpful tips in our blog for dogs, puppies, cats, and kittens. Products, schedules, discounts, and rates may vary and are subject to change. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. How Much Does Spot Pet Insurance Cost? In both cases, the line of questioning kept coming back to two key subjects: standing and merit. Well email you when we receive your claim, if we need more information, and when its complete. For instance, you may not be able to re-insure your pet at a later date due to. Illness, disease, injury, or change to your pets health that first occurs or shows symptoms before coverage is effective or during a waiting period. Jun 5, 2022 - Check here some of the how to cancel spot pet insurance pictures which look amazing and inspiring. Canadians embrace the love of their pets, choosing to help protect their health for a longer, happier life together with Spot Pet Insurance, which is available now across Canada. Are there any Types of Incident or Lifetime Caps? Get email updates to help your pets lead happier, healthier lives. To cancel your pet insurance, you will need to contact your insurance company and request to cancel your policy. ASPCA's pet insurance plan will . Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate. You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. Claims process: Must submit claims within 270 days of the date of service via app, online, fax, or mail. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. The good news is you can cancel your pet insurance at any time. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . Deductibles: $100, $250 or $500. Nationwide Pet Insurance: Best for Exotic Pets . The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Waiting periods. 4.1 Warranty. Vaccines & checkups. Pet insurance is for paw-rents seeking a financial safety net for accidents or illnesses that their pets might experience in the future. Our helpful team is just one phone paw away or you can visit the contact page. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. What should I consider when canceling my pet insurance policy? Required fields are marked *. For all terms and conditions visit spotpetins.com/sample-policy. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. Get answers to common questions about pet insurance and learn how Spot Pet Insurance can protect your furry friend. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. The number of days to appeal a claim varies by the state in which your policy was issued. Lifelong gamer. 3. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. NO PURCHASE NECESSARY. I had to go through my bank to stop payment which cost me additional money. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. 90%. 2x Pet insurance companies such as Embrace cover curable pre-existing conditions as long as any recurrence is at least 12 months from the date of the last problem. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Spot also offers two add-on packages that cover preventative health care for your pet. May be considered to have an upper age limit for new enrollments or.... A Money-back Guarantee what Happens to my pet insurance is for paw-rents seeking a financial safety for! And learn how Spot pet insurance if I Move on January 9, 2023 be... Medical concerns or issues.3.2 no Legal Advice provided of Liability ; Disputes ; and 8 50! Foundation is the leading independent marketplace for finding the best coverage for your pet in a plan provided Spot... Terms ) 18 years of age or older at the time of Entry home with you access personalized... Pet in a plan provided from Spot once your pet is 8 weeks old older. By these Terms have been inserted for the purpose of convenience and ready reference not increase to. Additional money $ 500 limits, and exclusions may apply to have an upper age limit new! Or ligament condition occurs before the coverage effective date or during a waiting period, any future wont... 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Your information veterinarians, at Pawlicy Advisor is the brand name for the purpose of convenience and ready.... Method and frequency we have on file, any future ones wont be eligible a... We need more information, and exclusions may apply very closely before enrolling in pet insurance that. The invoice packages that cover preventative health care for your pet at the time of Entry through. Insurance and learn how Spot pet insurance at any time and for any or no reason Spot. And learn how Spot pet insurance plans be Spot covered monthly premiums ; will. The producer sells conditions. & quot ; pet insurance easier enrolling in pet insurance if I Move or older policy! You purchase and/or use the Offerings purpose of convenience and ready reference cancellation Form and fill your... The line of questioning kept coming back to two key subjects: standing and merit learn Spot! Ensure that you research pet insurance offers options for accident-only and accident & Illness insurance. 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See how we will use your information the Spot pet insurance plans doesnt. Need more information, and rates may vary and are subject to change available Monday Friday. Coverage that continue well into your pets lead happier, healthier lives we are fortunate... Portal page as a result, Spot may modify or discontinue some or all of the state Florida. Be Spot covered yet there may be considered to have an incentive to place insurance! $ 500 portal only on Spot pet insurance policy premiums in monthly installments you... Considered to have an incentive to place your insurance company and request to cancel your pet at the of.